Find outdated energy labels that have a negative impact on Loan to Value Ratios due to ESG regulation.
The rapid changes in ESG regulations can make it challenging for banks to keep up with the latest requirements. Outdated energy labels on properties can lead to inaccurate assessments of energy efficiency and potentially impact the LTV ratio of loans. This not only increases risk but also creates hurdles in complying with regulatory standards.
At Spotr, we offer an AI-powered remote property inspection tool that helps you identify and address properties with outdated energy labels, enabling you to make more informed lending decisions while staying ESG compliant.Interested in learning more? Get in touch with our team to receive more information or a personalized demo.
Spotr collects a complete visual profile of your properties, including roof, facade, context ánd interior images.
Images from streetlevel sources such as Cyclomedia, Google and Getmapping.
See properties and surroundings from a satellite view.
Images from aerial sources such as planes and drones.
Maps with extensive data about heat islands, foundation problems, and more.
Images that are taken on-site by tenants or inspectors.
Images gathered over the years can be organized and stored within Spotr
Spotr uses AI to inspect properties on elements, condition, typology, materialization and measurements, after which we use scoring models to turn the data into insights.
For instance, is there solar panel installation, or what is the condition of the building's façade?
What is the property's rebuild value? Or which policyholders would have an interest in this new insurance offering?
